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Fees & Disclosures

At Fleur-de-lis Financial, we prioritize transparency, accountability, and delivering value to our clients. Our fee structure is designed to reflect these values. By combining financial planning and investment management, we offer a holistic approach ensuring you receive the highest level of service to optimize your financial potential.

Financial Planning

Financial planning involves an evaluation of a Client's current and future financial state by using currently known variables to predict future cash flows, asset values, and withdrawal plans. The key defining aspect of financial planning is that through the financial planning process, all questions, information, and analysis will be considered as they affect and are affected by the entire financial and life situation of the Client. Clients purchasing this service will receive a written report, providing the Client with a detailed financial plan designed to achieve his or her stated financial goals and objectives. In general, the financial plan will address some or all of the following areas of concern. The Client and FDLF will work together to select specific areas to cover. These areas may include, but are not limited to, the following: Business Planning, Cash Flow and Debt Management, College Planning, Employee Benefits, Estate Planning, Financial Goals, Insurance, Investment Analysis, and Retirement Planning.

  • Are calculated at 0.25% of net worth
  • There is a $2,400 annual minimum
  • These fees are billed monthly and require an annual agreement
  • The fees include all financial advice and planning outside of Assets Under Management

Investment Management

Our firm provides continuous advice to a Client regarding the investment of Client funds based on the individual needs of the Client. Through personal discussions in which goals and objectives based on a Client's particular circumstances are established, we develop a Client's personal investment policy or an investment plan with an asset allocation target and create and manage a portfolio based on that policy and allocation targets. We will also review and discuss a Client’s prior investment history, as well as family composition and background. Account supervision is guided by the stated objectives of the Client (e.g., maximum capital appreciation, growth, income, or growth, and income), as well as risk tolerance and tax considerations.

  • Our investment management services carry a fee of 1% of total Assets Under Management
  • These fees are calculated and billed quarterly in arrears based on the value of the client's account on the last day of the billing period.

We firmly believe that comprehensive financial planning is essential for making informed investment decisions that align with your long-term goals. By integrating financial planning and investment management, we can provide you with a holistic and personalized approach to wealth management. Our team of professionals will work closely with you to develop a strategic financial plan that encompasses all aspects of your financial life, ensuring that your investments are in line with your overall objectives.

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